📋 Independent Research
Get the Truth Before You Buy Pet Insurance
A free, data-backed research report built from state regulatory records, professional journalism, and verified customer experiences.
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📊 Industry Research Finding
Washington State regulatory records show a major pet insurance company was fined $250,000 for rate and complaint handling issues
Source: Washington State Insurance Commissioner enforcement actions, 2016
What Our Research Found:
- Premium Practices: NBC News documented cases where companies exceeded their stated maximum rate increases¹
- Regulatory Issues: NYCity News Service found multiple states have cited companies for various violations²
- Claims Processing: Some customers required media assistance to resolve legitimate claims³
- Rate Variations: Trustpilot reviews document significant premium increases among customers⁴
- Licensing Concerns: Regulatory records show instances of unlicensed sales activities⁵
📰 This Analysis Is Based On Professional Sources:
NBC News
Investigative Unit
NYCity News
Service Investigation
6ABC Philadelphia
Consumer Investigation
State Regulators
Enforcement Actions
Every claim can be independently verified. We show our sources.
Make an Informed Decision
The pet insurance industry can be complex, with significant differences between companies in terms of pricing, coverage, and claims handling practices.
We spent months researching regulatory filings, professional journalism, and verified customer experiences to help you understand what to look for when choosing pet insurance.
📋 This Research Analysis Includes:
- Company analysis based on regulatory records and news reports
- Verified customer feedback patterns from major review platforms
- Actual cost data from industry reports and customer experiences
- Important considerations for different breeds and situations
- Red flags to understand when evaluating policies
- Complete source documentation for independent verification